An interesting article from Mark Staples, Principal Researcher in Software Systems, Data 61. Published 23rd May 2016. Article published in collaboration with the conversation.  

As the FCA conducts its Financial Advice Market Review, are they heralding an era of automated investment advice for consumers? Could low cost and low entry thresholds hold the key to encouraging consumers back to wealth management in a post RDR environment characterised by large groups of investors not paying for investment advice and holding cash?